About Dental Insurance
All of our payment options help you to use your insurance.
We are happy to process any insurance claim as a service to
you at no charge. Please keep in mind that any estimate we
provide to you is just an estimate and you are responsible
for all fees in their entirety.
We are proud that our fees reflect the time the doctor spends
with each patient as well as the overall care and service we
provide. Our fees are not based on any insurance schedules
so we are happy to discuss your particular dental benefits
and coverage prior to treatment.
IMPORTANT INFORMATION ABOUT DENTAL INSURANCE
- When dental insurance was introduced about 50 years ago,
most annual maximums were $1,000. Today, most insurance annual
maximums are still $1,000. If this rate were adjusted for
inflation (as everything else is), your annual maximum should
be over $5,000 today! Yet while insurance premiums have increased,
benefits have actually decreased.
- Many patients think that their dental plan pays 80-100%
of their dental costs. We have found that many plans actually
cover only about 40-50% of an average fee.
- Insurance coverage is a matter between your employer and
the insurance company. We are not involved with any insurance
company, therefore your benefits are not determined by our
- Please read your policy so that you are aware of any limitation
of benefits provided. Some routine services and preventive
procedures are not covered by insurance. We will cooperate
in any way to help you obtain the maximum benefit from your
- We will be happy to fill out your insurance forms and
submit the claims to your insurance company.
- Please be aware that certain carriers may not allow you
to assign your benefits to our office. Because of this restriction,
we ask that you choose an alternative payment option. We
will gladly process your insurance claim for reimbursement.